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Property Insurance in Tampa, Florida

You need property insurance to protect your home from the devastating effects of natural disasters and other threats. The unique weather of the Tampa, FL, region means you need comprehensive coverage to protect against various threats. Mynatt Insurance Agency, Inc. provides a wide range of options for property insurance.

What Does Tampa Property Insurance Cover?

Property Insurance in Tampa, FL, Temple Terrace, Westchase, Lutz, FL and Surrounding AreasProperty insurance includes general coverage for damage to your home and specialized policies. You can craft your policy to include the following coverage for your property:

  • Building damage: The most basic coverage can help you pay for repairs when something damages your home. This usually includes fire, vandalism, and basic weather damage like hail, but you can also purchase specialized coverage for more severe problems like flooding.
  • Belongings protection: Also known as contents coverage, this covers personal belongings, such as your television, clothes, and jewelry, in the event of theft or damage.
  • Liability payments: If you or someone else experiences injury on your property, liability insurance helps pay for the legal and recovery costs.
  • Medical expenses: This pays for other people’s medical expenses if an accident injures them in your home.
  • Loss of use: If you have to live somewhere else while your home undergoes repairs, this coverage helps pay for these additional living expenses.

Property Insurance for Your Tampa Home

How can you choose the best policy for you? You can typically choose between five different policies, but many homeowners feel satisfied with the following:

  • HO-2: This broad coverage protects from 16 different hazards and includes medical and additional living expenses.
  • HO-3: This is the most comprehensive and popular coverage. It only “excludes” certain things rather than including certain coverage.
  • HO-5: This covers everything in HO-3 but adds liability insurance.

When you want to protect against the devastating financial effects of property damage, reach out to Mynatt Insurance Agency, Inc. We work hard to craft the perfect coverage for your family. To obtain your property insurance policy, contact us today.

As the third-most populous city in Florida, Tampa offers beautiful vistas of the Gulf of Mexico, ample stretches of beach, and a subtropical climate. As a city with a rich history, museum lovers can find an exhibit on almost any topic, like the Tampa Firefighters Museum or the Tampa Baseball Museum. If you’d like to spend some time outside, consider visiting Water Works Park or walking along the Tampa Riverwalk.