Mynatt Insurance Agency: Auto Insurance in Tampa, Florida
An Inconvenient Necessity in Florida: Why is it Mandatory to Have Car Insurance?
Even the best drivers can be liable for things beyond their control out on Tampa, Florida roads. That’s why all drivers in Florida must protect fellow motorists by carrying liability auto insurance. As a driver, even if you are a defensive driver, you might not be able to avoid every driving hazard or accident. Still, you can be the good guy and make sure you protect other drivers in case something should go wrong by maintaining proper liability insurance coverage. Also, having the right insurance will help you avoid fines as the state of Florida has a mandatory requirement for all registered car owners to carry liability insurance. It may seem like a pain to pay for auto insurance every month, but it is responsible and the law!
Mynatt Insurance Agency: The Insurance Agency That Works for You
If you’re searching for auto/car insurance in Tampa, FL, or its surrounding areas, your range of choices may seem overwhelming. Mynatt Insurance Agency is ready to help you make sense of all those choices. We offer a variety of auto insurance coverages for Florida drivers of all ages and risk levels and can conveniently find the best policy for you.
At Myatt Insurance, we believe a properly-written auto insurance policy should be readily understandable and easy to comprehend. That is why every single one of our independent Florida agents writes each policy with this philosophy in mind. If you don’t understand something about your car insurance policy, ask us. Mynatt Insurance Agency is here to answer all your questions and to provide all the information you need to make informed decisions about car insurance in the state of Florida.
What Are Car Insurance Coverages Required in Florida?
The state of Florida, by law, requires certain auto insurance coverages. You must have these coverages in the following minimum requirements to legally operate a vehicle:
• Property Damage coverage: $10,000 per accident;
• Personal Injury Protection: $10,000.
What Are the Different Types of Car Insurance?
An auto insurance policy may include many different coverages, from liability coverage to roadside assistance coverage. Myatt Insurance will work with you to find the coverages that best suit your individual circumstances and needs. We'll remain ever-mindful of your budget and strive to meet all your insurance needs in a timely, professional way. Here are the principal kinds of coverage that your auto insurance policy may include:
• Collision and Comprehensive Coverages
Collision coverage insures you against damage to your vehicle caused during an accident.
Comprehensive (other than collision) coverage insures you against all other physical damage to your car caused by such events as fire, theft, flood, and vandalism.
• Liability Coverage
Liability coverage pays for injuries you cause to other people and damage you cause to other people's property when you are at fault in an automobile accident.
• Medical Payments Coverage
Medical Payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault.
• Personal Injury Protection (PIP) Coverage
This coverage pays for medical and rehabilitative expenses, essential services, loss of wage, and funeral expenses. It also pays for loss of income if you are injured in an auto accident and cannot work.
• Uninsured/Underinsured Motorist coverage
This coverage pays if you are injured by a completely uninsured person or don't have enough liability Insurance to cover your injuries. It also covers you if you are in an accident with a hit-and-run driver.
• Optional Coverage
Optional or special coverages are “extra” coverage types that can be added to your auto insurance plan, such as towing, rental reimbursement, and roadside assistance.
Standard & Non-Standard Auto Insurance in Florida
At Mynatt Insurance Agency, we write standard and non-standard auto insurance policies alike.
What is Standard Auto Insurance Policy?
What is a Standard Car Insurance Policy? Standard auto insurance is designed to cover “preferred” and “super preferred” drivers. This group of drivers includes:
• Older drivers
• Drivers whose driving record indicates maturity behind the wheel
• Drivers with few or no tickets and/or accidents
What is a Nonstandard Auto Insurance Policy?
At Mynatt Insurance Agency, we know that accidents happen. That’s why we offer coverage for higher-risk, non-standard drivers, too. This group of drivers includes:
• New and younger drivers
• Drivers with less than three years of driving experience in the USA
• Drivers with SR22s
• Drivers whose record behind the wheel indicates a lack of experience or maturity
• Drivers with numerous accidents and/or tickets
Discounted Car Insurance with Multiple Policies
If you purchase car insurance coverage through one of Mynatt Insurance Agency’s major carriers, there’s a good chance you’ll be eligible for discounted rates. Whether you received an insurance policy through Mynatt Insurance Agency or not, ask us about auto and other insurance multi-policy discounts.
For a FREE Quote on Auto Insurance in Tampa, Florida, Contact Mynatt Insurance Agency
At Mynatt Insurance Agency, we are passionate about proper auto insurance coverage. Our professional auto insurance agents in Tampa, Florida, and the surrounding areas can help you find the right car insurance you need. If you’re ready to start a new friendship with an auto insurance agency that cares, call Mynatt Insurance Agency today at (813) 932-5511. Or, for a free online auto insurance quote, fill out the form on this page.