General Liability Insurance in Tampa, Florida
If you own a business in Tampa, Florida, don’t overlook the importance of general liability insurance. It provides essential protections that can help you avoid serious financial consequences if an accident occurs on your property. Mynatt Insurance Agency, Inc. offers competitively priced liability insurance and can help you choose the best policy for your business.
What Is General Liability Insurance in Tampa, FL?
General liability insurance provides wide-reaching coverage that offers financial protection if a customer experiences injury or property damage while visiting your business, while using your product, or as a result of your service. Liability insurance most often provides the following protections:
- Personal injury, including medical expenses, death restitution, and lost wages
- Physical damage to property or loss of belonging or physical assets
- Product operation coverage, including damages and legal expenses, if a product or service harms a person or property in Tampa
- Legal protection against product-related accidents
- Protection for your contract workers and certain business partners
- Protection for reasonable use of force during security issues
- Borrowed equipment protection
- Liquor liability
- Advertising injury
- Non-owned vehicle damage
- Protection against natural disasters and explosions
- Specialized insurance for specific business types
General Liability Insurance for Your Tampa Business
How can you choose the right general liability insurance for your business? You should evaluate your risk factors by considering the following:
- Go through every situation to determine where your claim source may come from.
- Consider industry-specific risks and determine whether you should add specialized coverage to your policy.
- Calculate the potential severity of each claim to assess what level of coverage you need.
You should go through this policy every year to modify it as necessary.
When you want to protect your Tampa business, you need an insurance policy you can rely on. At Mynatt Insurance Agency, Inc., we spend time learning your needs to offer the best combination of coverage. Contact us to learn more about general liability insurance today.
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